What We Do: quick Case Studies
Scenario 1: Close to Retirement
Can and how do you consolidate retirement funds?
What taxes will you pay?
Will your retirement income be enough?
When can I set a date to retire?
What about social security and the special supplement?
What happens when I am eligible for Medicare?
What we provide:
Timelines with triggered adjustments for social security, Medicare and required minimum distribution aimed at maintaining steady income, minimizing taxable events and savings for any personalized purposes.
Transitioning plan for 6 months post retirement to meet financial demands of interim retirement income; ensure emergency savings are established.
Guidance through the retirement process as we are trained and understand the necessary documents, forms and questions required by benefit administrators.
Most importantly, provide peace by being available whenever you have concerns and questions in addition to our regular meetings, confidence by providing detailed knowledge so you can be the team leader, and joy knowing you have a prepared and accurate exit plan.
The above case study is hypothetical and does not involve an actual clients. No portion of the content should be construed by a client or prospective client as guarantees they may experience the same or certain level of results or satisfaction upon engagement with Prosperity Insights' services.
Scenario 2: Retired
Do I have funds to travel?
Can I work part-time?
What are my taxes and what happens with RMD?
When do I begin taking social security?
What happens to my medical insurance when Medicare starts?Will my spouse be ok if something happens to me?
What we provide:
Timelines with adjustments from social security, Medicare and required minimum distribution to minimize taxable events and ensure income stream remains sufficient.
Analysis to maintain maximum savings growth.
Taxable income comparisons for additional income from part-time employment.
Future medical cost analysis using any applicable benefits to better protect income streams including Medicare.
Most importantly, provide peace by being available whenever you concerns and questions in addition to our regular meetings, confidence by providing detailed knowledge so you can be the team leader, and joy knowing you can live your purposes without worry.
The above case study is hypothetical and does not involve an actual clients. No portion of the content should be construed by a client or prospective client as guarantees they may experience the same or certain level of results or satisfaction upon engagement with Prosperity Insights' services.
Scenario 3: Divorce
Can and how do I consolidate retirement funds?What taxes will I pay?Will your retirement income be enough?When can I set a date to retire?What about social security and the special supplement?What happens when I am eligible for Medicare?What if I have military benefits including a VA Loan?
What we provide:
Advocacy and guidance for benefits throughout the divorce process including coordinating with administrators and your legal team.
Projections for any changes impacting future income, social security, Medicare, required minimum distribution, and emergency savings as a result of divorce.
New timelines with triggered adjustments for social security, Medicare and required minimum distribution aimed at maintaining steady income and minimizing taxable events.
Most importantly, provide peace by being available when you have concerns and questions with regular meetings, confidence by educating you with details throughout the client relationship and grace through this difficult life event.
The above case study is hypothetical and does not involve an actual clients. No portion of the content should be construed by a client or prospective client as guarantees they may experience the same or certain level of results or satisfaction upon engagement with Prosperity Insights' services.
Scenario 4: Civil + Uniform Service
Can and how do I consolidate retirement funds?What will happen to my VA Disability income?Will I still get a military retirement income?When do I buy back military time?What about social security and the special supplement?What if I was in the Reserves?What happens with my Tricare when I am eligible for Medicare?
What we provide:
Provide guidance and comparisons for integrating civil and uniform service benefits for maximization. Offer guidance through the process with benefit administrators.
Timelines with triggered adjustments for social security, Medicare and required minimum distribution aimed at maintaining steady income, minimizing taxable events and savings for any personalized purposes.
Strategies to establish emergency savings; funds for personalized purposes.
Most importantly, provide peace by being available when you have concerns and questions with regular meetings, confidence by providing detailed knowledge so you can be the team leader, and joy knowing you have blended your benefits for maximization planning.
The above case study is hypothetical and does not involve an actual clients. No portion of the content should be construed by a client or prospective client as guarantees they may experience the same or certain level of results or satisfaction upon engagement with Prosperity Insights' services.
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